Terms of use
Last updated: August 26, 2026
1. Agreement to these terms
These Terms of Use ("Terms") are a binding agreement between you and Predicta ("we", "us") governing your access to and use of the Predicta website, applications and APIs (together, the "Services"). By creating an account, connecting a wallet or otherwise using the Services you accept these Terms. If you do not agree, do not use the Services.
2. Testnet environment — no monetary value
Predicta currently operates as a test environment. Deposits, trades, settlements and withdrawals are executed with test tokens on a public blockchain testnet (currently BNB Smart Chain Testnet). Test tokens are freely mintable, have no monetary value, cannot be exchanged for real currency, and may be reset, adjusted or wiped at any time without notice. Balances shown in the interface represent test-token ledger entries only. Nothing in the Services constitutes a live financial product, an offer to trade real assets, or a money-transmission service.
3. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) to use the Services. By using the Services you represent that you meet this requirement, that any registration information you provide is accurate, and that your use of the Services is lawful where you live. We may refuse, suspend or terminate access at our discretion.
4. Accounts, wallets and security
You may sign in with an email address, a Google account, or by cryptographically verifying control of a blockchain wallet. One wallet address may be linked to only one account at a time. You are responsible for safeguarding your credentials, wallet keys and sessions; activity performed through your account is treated as yours. Notify us immediately of any unauthorised use. We never ask for your private keys.
5. How markets work
Prediction markets on the Services are order books in which YES and NO shares of an outcome trade between 1¢ and 99¢ of a $1 test-token notional. Shares are created ('minted') when opposing orders match, transfer between users at the traded price, and settle after resolution: shares in the winning outcome redeem at $1 each, losing shares at $0. Voided markets settle every share at 50¢. Prices shown are the most recent trade and represent the market's implied probability — not our opinion or a prediction by us.
6. Market resolution
Standard markets resolve according to the resolution criteria and source published on each market page, applied by our operations team. Fast markets (e.g. Bitcoin Up/Down rounds) resolve automatically from the referenced public price feed at the stated close time. Resolution decisions, including for ambiguous or disputed outcomes, are made in good faith and are final. The evidence behind each settlement is published on the market page. Any signed-in account may dispute a resolved market once; each dispute is reviewed and its ruling recorded in writing.
7. Fees
Trading fees, if any, are displayed at the time of order entry. Blockchain network (gas) fees for on-chain deposits are paid by you in the testnet's native token and are outside our control. We may change the fee schedule prospectively at any time.
8. Acceptable use
You agree not to: attack, probe or overload our infrastructure; access the Services with automated agents that degrade service for others; exploit bugs (report them instead); manipulate markets, including wash trading, spoofing or coordinated deception; post content that is unlawful, defamatory, or infringes others' rights; impersonate any person; or use the Services to launder value or evade sanctions. We may remove content, cancel orders, void trades, restrict accounts and reverse ledger entries to protect the integrity of the Services.
9. Your content
You retain ownership of content you submit (comments, market proposals, uploaded images) and grant us a worldwide, royalty-free licence to host, display and distribute it within the Services. You are responsible for what you post. We may moderate, edit for display, or remove content that violates these Terms.
10. No investment, legal or tax advice
Market questions, prices, probabilities, news items, emails and commentary in the Services are provided for information and product-evaluation purposes only. They are not investment, financial, legal or tax advice, and no fiduciary relationship is created. Do not rely on the Services for any real-world financial decision.
11. Availability and changes
The Services are provided on a test basis and may be modified, interrupted, reset or discontinued at any time without liability. We may add, halt, void or delist markets; adjust seeded data; and change features. We will try to give notice of material changes but are not obliged to.
12. Disclaimers and limitation of liability
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, OR FOR ANY LOSS OF DATA, PROFITS OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICES. BECAUSE ALL BALANCES ARE TEST TOKENS WITH NO MONETARY VALUE, OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM IS LIMITED TO $100.
13. Indemnity
You will indemnify and hold us harmless from claims, damages and expenses (including reasonable legal fees) arising out of your content, your use of the Services, or your breach of these Terms.
14. Termination
You may stop using the Services and delete your account at any time from account settings; deletion removes your profile and personal data as described in the Privacy Policy. We may suspend or terminate your access for breach of these Terms or to protect the Services, with or without notice.
15. Changes to these terms
We may update these Terms from time to time. The 'Last updated' date below reflects the current version; material changes will be highlighted in the product. Continued use of the Services after a change means you accept the updated Terms.
16. Contact
Questions about these Terms can be sent to support@predicta.app.